SOC2
Extract Financial Ratios Analyzer Data in Seconds — Automatically
Finance teams spend 4+ hours weekly on manual document processing. That's $15,000/year in labor costs for a 10-person team — plus errors that cost $62 each to fix.
68
Fields Extracted
420s
Max Processing
Common Pain Points
- Manual data entry errors cost $62 per error to fix
- Delayed processing strains vendor relationships
- Compliance violations from missed fields
- Audit trails incomplete without structured data
What This Template Does
AI-powered extraction using gemini-2.5-flash. Part of 113 production-ready templates.
Capabilities
- Financial Extraction
- Ratio Calculation
- Trend Analysis
- Financial Ratios
- Financial Analysis
Output Schema
{
"type": "object",
"required": [
"document_type",
"analysis_date",
"entity_info",
"liquidity_ratios",
"profitability_ratios",
"leverage_ratios",
"validation"
],
"properties": {
"document_type": {
"type": "string",
"const": "financial_ratios",
"description": "Document type"
},
"analysis_date": {
"type": "string",
"format": "date",
"description": "Analysis date"
},
"period_end": {
"type": "string",
...Quick Start
$ pip install doclayer
$ doclayer process document.pdf --agent finance.financial-ratios
See It In Action
Real extraction example showing input document and structured output.
Input Document
FINANCIAL RATIO ANALYSIS REPORT ================================================================================ Company: TechGrowth Corporation (TGCO) Industry: Software - Application Sector: Information Technology Analysis Date: December 15, 2024 Fiscal Year End: September 30, 2024 ================================================================================ COMPANY OVERVIEW ================================================================================ TechGrowth Corporation is a leadi
Extracted Data
{
"document_type": "financial_ratios",
"analysis_date": "2024-12-15",
"period_end": "2024-09-30",
"fiscal_year": "2024",
"entity_info": {
"company_name": "TechGrowth Corporation",
"ticker_symbol": "TGCO",
"industry": "Software - Application",
"sector": "Information Technology",
"market_cap": "$45.8B",
"enterprise_value": "$42.3B"
},
"liquidity_ratios": {
"current_ratio": {
"value": "1.68",
"formula": "Current Assets / Current Liabilities",
"interpretation": "Above 1.0 indicates ability to cover short-term obligations",
"trend": "Stable",
"industry_benchmark": "1.55"
},
"quick_ratio": {
"value": "1.60",
"formula": "(Current Assets - Inventory) / Current Liabilities",
"interpretation": "Strong acid test ratio - conservative liquidity measure",
"trend": "Improving"
},
"cash_ratio": {
"value": "1.18",
"formula": "Cash & Equivalents / Current Liabilities",
"interpretation": "Excellent cash coverage of current liabilities"
},
"working_capital": {
"value": "$4,350M",
"formula": "Current Assets - Current Liabilities"
},
"operating_cash_flow_ratio": {
"value": "0.49",
"formula": "Operating Cash Flow / Current Liabilities"
}
},
"profitability_ratios": {
"gross_margin": {
"value": "67.0%",
"formula": "(Revenue - COGS) / Revenue",
"trend": "Improving",
"industry_benchmark": "65.2%"
},
"operating_margin": {
"value": "19.7%",
"formula": "Operating Income / Revenue",
"also_known_as": "EBIT Margin",
"trend": "Improving"
},
"ebitda_margin": {
"value": "26.3%",
"formula": "EBITDA / Revenue"
},
"net_profit_margin": {
"value": "14.8%",
"formula": "Net Income / Revenue",
"trend": "Improving"
},
"return_on_assets": {
"value": "6.3%",
"formula": "Net Income / Average Total Assets",
"interpretation": "Efficiency of asset utilization",
"trend": "Stable"
},
"return_on_equity": {
"value": "10.5%",
"formula": "Net Income / Average Shareholders Equity",
"interpretation": "Return generated for shareholders",
"trend": "Improving",
"industry_benchmark": "12.8%"
},
"return_on_invested_capital": {
"value": "9.8%",
"formula": "NOPAT / Invested Capital",
"interpretation": "Return on all capital employed"
},
"return_on_capital_employed": {
"value": "11.7%",
"formula": "EBIT / Capital Employed"
}
},
"leverage_ratios": {
"debt_to_equity": {
"value": "0.23",
"formula": "Total Debt / Total Equity",
"interpretation": "Low financial leverage - conservative capital structure",
"trend": "Stable",
"industry_benchmark": "0.35"
},
"debt_to_assets": {
"value": "0.13",
"formula": "Total Debt / Total Assets"
},
"debt_to_capital": {
"value": "0.18",
"formula": "Total Debt / (Total Debt + Equity)"
},
"net_debt_to_ebitda": {
"value": "-0.52",
"formula": "(Total Debt - Cash) / EBITDA",
"interpretation": "Net cash position - negative ratio indicates cash exceeds debt"
},
"interest_coverage": {
"value": "19.6",
"formula": "EBIT / Interest Expense",
"interpretation": "Excellent ability to service interest payments",
"trend": "Improving"
},
"fixed_charge_coverage": {
"value": "15.2",
"formula": "(EBIT + Lease Payments) / (Interest + Lease Payments)"
},
"equity_multiplier": {
"value": "1.68",
"formula": "Total Assets / Shareholders Equity"
},
"long_term_debt_to_equity": {
"value": "0.20",
"formula": "Long-term Debt / Total Equity"
}
},
"efficiency_ratios": {
"asset_turnover": {
"value": "0.42",
"formula": "Revenue / Average Total Assets",
"interpretation": "Revenue generated per dollar of assets",
"trend": "Stable"
},
"fixed_asset_turnover": {
"value": "3.20",
"formula": "Revenue / Average Fixed Assets"
},
"inventory_turnover": {
"value": "8.46",
"formula": "COGS / Average Inventory",
"days_inventory_outstanding": "43 days"
},
"receivables_turnover": {
"value": "5.80",
"formula": "Revenue / Average Accounts Receivable",
"days_sales_outstanding": "63 days"
},
"payables_turnover": {
"value": "3.30",
"formula": "COGS / Average Accounts Payable",
"days_payables_outstanding": "111 days"
},
"cash_conversion_cycle": {
"value": "-5 days",
"formula": "DIO + DSO - DPO",
"interpretation": "Negative cycle indicates efficient working capital management"
},
"working_capital_turnover": {
"value": "2.86",
"formula": "Revenue / Average Working Capital"
}
},
"valuation_ratios": {
"price_to_earnings": {
"value": "24.9",
"formula": "Stock Price / EPS",
"ttm_value": "24.9",
"forward_value": "21.5",
"industry_benchmark": "28.5"
},
"peg_ratio": {
"value": "1.74",
"formula": "P/E / Earnings Growth Rate"
},
"price_to_book": {
"value": "2.62",
"formula": "Market Cap / Book Value",
"industry_benchmark": "3.10"
},
"price_to_sales": {
"value": "3.68",
"formula": "Market Cap / Revenue"
},
"price_to_cash_flow": {
"value": "14.66",
"formula": "Market Cap / Operating Cash Flow"
},
"ev_to_ebitda": {
"value": "12.9",
"formula": "Enterprise Value / EBITDA",
"industry_benchmark": "14.2"
},
"ev_to_revenue": {
"value": "3.40",
"formula": "Enterprise Value / Revenue"
},
"ev_to_ebit": {
"value": "17.2",
"formula": "Enterprise Value / EBIT"
},
"dividend_yield": {
"value": "0.95%",
"formula": "Annual Dividend / Stock Price"
},
"earnings_yield": {
"value": "4.0%",
"formula": "EPS / Stock Price (inverse of P/E)"
}
},
"cash_flow_ratios": {
"operating_cash_flow_margin": {
"value": "25.1%",
"formula": "Operating Cash Flow / Revenue"
},
"free_cash_flow_margin": {
"value": "18.8%",
"formula": "Free Cash Flow / Revenue"
},
"cash_flow_to_debt": {
"value": "0.79",
"formula": "Operating Cash Flow / Total Debt"
},
"free_cash_flow_to_equity": {
"value": "$2,345M",
"formula": "FCF - Interest x (1-Tax Rate) + Net Borrowing"
},
"capex_to_operating_cash_flow": {
"value": "25.0%",
"formula": "Capital Expenditures / Operating Cash Flow"
},
"cash_return_on_assets": {
"value": "10.6%",
"formula": "Operating Cash Flow / Total Assets"
}
},
"dupont_analysis": {
"roe_decomposition": {
"return_on_equity": "10.5%",
"net_profit_margin": "14.8%",
"asset_turnover": "0.42",
"equity_multiplier": "1.68",
"formula": "ROE = NPM x Asset Turnover x Equity Multiplier"
},
"five_factor_dupont": {
"tax_burden": "0.79",
"interest_burden": "0.95",
"operating_margin": "19.7%",
"asset_turnover": "0.42",
"financial_leverage": "1.68"
}
},
"per_share_metrics": {
"earnings_per_share": {
"basic_eps": "$3.79",
"diluted_eps": "$3.75"
},
"book_value_per_share": "$36.05",
"tangible_book_value_per_share": "$8.27",
"cash_per_share": "$11.68",
"free_cash_flow_per_share": "$4.83",
"revenue_per_share": "$25.66",
"dividends_per_share": "$0.90"
},
"growth_metrics": {
"revenue_growth": {
"yoy": "14.3%",
"cagr_3yr": "14.8%",
"cagr_5yr": "12.5%"
},
"earnings_growth": {
"yoy": "17.5%",
"cagr_3yr": "19.5%",
"cagr_5yr": "15.2%"
},
"book_value_growth": {
"yoy": "10.1%"
},
"dividend_growth": {
"yoy": "8.5%",
"cagr_5yr": "10.2%"
}
},
"dividend_metrics": {
"dividend_yield": "0.95%",
"dividend_payout_ratio": {
"value": "23.7%",
"formula": "Dividends / Net Income"
},
"dividend_coverage_ratio": {
"value": "4.22",
"formula": "EPS / DPS"
},
"free_cash_flow_payout": {
"value": "18.6%",
"formula": "Dividends / Free Cash Flow"
},
"consecutive_dividend_years": "8"
},
"trend_analysis": {
"periods_compared": [
"2024",
"2023",
"2022"
],
"key_ratio_trends": [
{
"ratio": "Gross Margin",
"values": [
"67.0%",
"65.8%",
"64.5%"
],
"trend_direction": "Improving",
"significance": "120 bps improvement driven by pricing power and cost efficiencies"
},
{
"ratio": "Return on Equity",
"values": [
"10.5%",
"9.9%",
"9.1%"
],
"trend_direction": "Improving",
"significance": "Steady improvement in shareholder returns"
},
{
"ratio": "Debt to Equity",
"values": [
"0.23",
"0.25",
"0.28"
],
"trend_direction": "Improving",
"significance": "Continued deleveraging strategy"
}
]
},
"peer_comparison": {
"peer_group": [
"CloudSoft Inc.",
"DataTech Systems",
"Enterprise Apps Co.",
"SaaS Holdings",
"Software Giant Ltd."
],
"metrics_compared": [
{
"metric": "Revenue Growth",
"company_value": "14.3%",
"peer_average": "12.1%",
"peer_median": "11.5%",
"percentile_rank": "75th"
},
{
"metric": "Operating Margin",
"company_value": "19.7%",
"peer_average": "17.5%",
"peer_median": "18.2%",
"percentile_rank": "70th"
},
{
"metric": "EV/EBITDA",
"company_value": "12.9",
"peer_average": "14.2",
"peer_median": "13.5",
"percentile_rank": "40th"
}
]
},
"quality_indicators": {
"altman_z_score": {
"value": "4.85",
"interpretation": "Safe - well above 2.99 threshold"
},
"piotroski_f_score": {
"value": "7",
"interpretation": "Strong financial strength (score 0-9)"
},
"beneish_m_score": {
"value": "-2.85",
"interpretation": "Low manipulation risk - below -2.22 threshold"
},
"accruals_ratio": {
"value": "-4.4%",
"interpretation": "High earnings quality - negative accruals indicate cash backing"
}
},
"calculation_inputs": {
"revenue": "$12,450M",
"cost_of_goods_sold": "$4,105M",
"gross_profit": "$8,345M",
"operating_income": "$2,455M",
"ebitda": "$3,280M",
"net_income": "$1,841M",
"total_assets": "$29,350M",
"current_assets": "$10,750M",
"total_liabilities": "$11,860M",
"current_liabilities": "$6,400M",
"total_equity": "$17,490M",
"total_debt": "$3,950M",
"cash_and_equivalents": "$5,670M",
"operating_cash_flow": "$3,125M",
"capital_expenditures": "$780M",
"shares_outstanding": "485.2M"
},
"validation": {
"all_inputs_present": true,
"ratios_calculated_correctly": true,
"trends_identified": true,
"benchmarks_available": true
}
}Comprehensive financial ratio analysis for software technology company including valuation multiples and performance metrics. Demonstrates extraction of P/E ratios, enterprise value, and industry benchmarking data.
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Frequently Asked Questions
What documents can Financial Ratios Analyzer process?
The Financial Ratios Analyzer template processes finance documents including various formats and layouts. See the instructions for specific document types supported.
How accurate is the Financial Ratios Analyzer extraction?
The Financial Ratios Analyzer template uses Gemini 2.5 Flash for high-accuracy extraction. Results include confidence scores for each field.
Can I customize the Financial Ratios Analyzer template?
Yes, you can modify the extraction schema, add custom fields, or adjust the instructions to match your specific requirements.
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